On Sun, Jul 17, 2005 at 01:37:45PM +0200, Ole Tange wrote:
> Earlier in my life I took part in security evaluating the internet
> security of a bank. If most banks have similar security I would be
> very surprised if someone was capable of altering hardware on the
> bank's premises.
>> A notably exception is Jyske Bank, which sends one time passwords to
> the user by mail. The one time passwords are 80 numbers on a piece of
> paper the same size of your credit card. The list is like: 01.ag 1923,
> 02.ry 3658, 03.ir 2873. When you want to do something in the bank you
> are asked for a one time password (eg. 02.ry). When most of your one
> time passwords are used, a new list of one time passwords are sent to
> your physical address.
The big risk server-side these days is man-in-the-middle though, for
which even OTP offers no protection;
http://www.schneier.com/blog/archives/2005/03/the_failure_of.html
:(
> Using this setup it is much harder to do an attack on the client. You
> could do a man-in-the-middle, and do another transaction than the user
> asked for. But you would have to falsify the electronic account statements
> as well.
Why? With a MITM you can just pass right back whatever information the
real server is giving you.
--
Colm MacCárthaigh Public Key: colm+pgp at stdlib.net
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