Colm MacCarthaigh wrote:
>> Most companies that ask for faxes of credit cards are doing it to make sure
>> that a real person exists behind the email address and that person actually
>> owns the card and not just the cards details
>> That's not a compromise, that is placing ordinary people at huge
> increased risk to identity and monetary theft - merely for the
> convenience of the business. Frankly - it's a pretty dumb thing to do,
> and it's wise to give businesses which ask for it a wide berth.
Colm
Why?
You love making broad sweeping statements without being able to back
them up with anything
How is asking someone to fax over a copy of their credit card going to
be more of a risk than the person handing over their details on an
online form?
>> It's also ineffective, it's not diffucult to counterfeit a fax-quality
> representation of a credit card.
A lot of things can be faked. The point is that if you were a scammer /
phisher you'd be more interested in targetting the providers that don't
do any checks, so it wouldn't be as attractive for you to signup with
someone who does.
>A better compromise solution is for
> businesses to sign up to the extended-verification programs Credit Card
> providers offer (Visa, Mastercard and Amex offer these via Irish banks -
> I use Visa with AIB for this).
First off not all banks use 3d secure, so while the provider may have
implemented it the user's credit card provider may not be in the scheme,
so you're back to square one.
AIB is one of the few Irish banks to have implemented it. BOI didn't
seem to know anything about it when we spoke to them a couple of months ago.
Secondly it also seems to confuse end users
We implemented it quite some time ago, but it will only work with banks
that are actually using the system
regards
Michele
--
Mr Michele Neylon
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