Timothy Murphy writes:
> On Thursday 12 June 2008 02:37:17 pm jm at jmason.org wrote:
> > bear in mind that 10% of web users in the UK have been scammed,
> > losing an average of UKP875 per person:
> > Â
> > http://www.theinquirer.net/en/inquirer/news/2007/03/26/uk-e-fraud-victims-l> >ose-875-each-on-average
>> I was interested in this, and did a tiny bit of "research" on it.
> The report itself does not appear to be on-line,
> but there is a Press Release about it at
> which makes the claims Justin mentions above,
> although closer study suggests that only about 40% of the loss
> could be described as due to scamming.
>> I'm fairly dubious about the figures,
> which are far more than I would gather from casual conversation.
>> Somewhere else I read that the average on-line expenditure
> by those who indulge in this habit was around 1,000 pounds per year.
> So this would suggest that the 10% (actually the figure quoted is 12%)
> seem to have lost almost their entire expenditure.
>> I would guess that the "average" of 875 pounds loss
> was largely due to a small number of very large losses,
> probably by large companies.
Probably largely correct. in my opinion it seems most likely that a small
number had very large losses, and a larger number had tiny losses --
probably the odd "dodgy" eBay sale like yourself -- which smooths out
those figures. I doubt companies are involved, though, as the survey
seemed to deal entirely with individuals. Possibly some of those
individuals also spend a lot more than UKP1000 per year online.
Maybe one of them was on the scale of UC Irvine's Dr Louis Gottschalk:
> It seems surprisingly difficult to find precise figures,
> although eg banks must know exactly how much credit card fraud there is.
Banks don't tend to make much noise about their own insecurities...
> The figures I have seen vary wildly, by a factor of 10 or more.
>> At a rough estimate, I would say that I have lost less than 80 euro
> out of 4,000 euro on-line expenditure in the last 2 years.
> But that 80 euro includes 50 euro for a ThinkPad battery
> from China which holds its charge for 5 seconds,
> and which I could probably recover from eBay if I were persistent enough.
> (I told the guy who sold it to me that it doesn't work
> but he hasn't responded.
> I doubt if this was a scam.)
I'd have no doubt that he knows he's selling low-quality goods, however.
that's a little scammy.
I've run into several scams on eBay, myself. Thankfully in all cases I
was able to cancel my payments, and escape without loss (apart from the
time and effort required to do so).
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